Basics of Business Interruption Insurance

Forty percent of small businesses close their doors following a disaster and never reopen. Preparation means making sure you’re covered when the unexpected arises.

Business interruption policies cover the total loss of income after a disaster or business disruption that closes a business and necessitates rebuilding to get up and running again.

Business interruption policies cover the total loss of income after a disaster or business disruption that closes a business and necessitates rebuilding to get up and running again.

Property Insurance + Business Interruption Insurance 

Property insurance covers the replacement or repair of your business’s damaged physical property. It takes a physical loss or damage to property to trigger the coverage. Policies vary depending on the type of event leading to a loss and what, specifically, is insured.

Business interruption starts where property insurance leaves off. When the physical loss affects the operation of the business, it covers…